IC3 Lending
Generational Wealth
Our Loan Programs
Nationwide lending platform excluding MN, ND, SD, VT
Fix & Flip
Eligible Properties: 1 -4 Units, multifamily.
Loan Amounts: 75K to 5M
Min. FICO: 680
LTC/LTV: up to 85%
Build Cost: 100%
ARV: 70%
Terms: 12 and 18 Months Interest Only
Borrowers: Business Entity
Minimum 30% ROI, If fail, must pass 1.20 DSCR test on a market 30 year FRM
Ground Up Construction
Eligible Properties: 1 -4 Units
Loan Amounts: 75K to 5M
Min. FICO: 680
LTV: 75% and LTC: up to 80%
Build Cost: 100%
LTARV: 70%
Terms: 12 and 18 Months Interest Only
Borrowers: Business Entity
Minimum 30% ROI, If fail, must pass 1.20 DSCR test on a market 30 year FRM
Bridge Loan
Purchase, Cash-Out, R/T Refinance
Eligible Properties: 1-4 Units, Multifamily, Townhomes, Condos, PUD.
Loan Amounts: 75K to 1M
Min. FICO: 660
LTV: up to 75%
Cashout: 65%
Terms: 12, 24 Months Interest Only
Borrowers: Business Entity
Long Term Rental Loan (DSCR)
Purchase, Cash-Out, R/T Refinance
Eligible Properties: 1-4 Units, Multifamily, Townhomes, Condos, PUD.
Loan amounts: 100K to 5M
Min. FICO score: 650
LTV: Up to 80% Purchase/ Up to 75% Refi
Terms: 30 years fixed
Borrower: Individual or Business Entity
“I underestimated how hard it would be refinancing my investment property, but I was mistaken because IC3 Lending guided me through the entire process and got my loan funded fast and easy.”
— Sage C., IC3 Lending Client
